The big picture of the future crypto world. Vision:
Everything that can be tokenized will be tokenized: fiat, commodities, utilities, securities.
Many token will be spendable money.
Everyone uses those tokens he likes or even token mixtures for payment, borderless transactions, savings, cold staking, Investment, lending, trading
Conversion happens in the cloud (instant, unnoticed, inexpensive, secure, private)
Everyone’s bank and wallet are decentralized in his smartphone.
Government fiat will not be competitive in this new environment; it will gradually disappear.